Property Development and Sales
property development is a business process that invests on the improvement of property
Property Development and Sales
property development is a business process that invests on the improvement of property and rent or sale the improved or developed property(buildings) for purchaser or tenants
Property Acquisition and Portfolio Management
Property portfolio management is the centralized management of the real estate properties
Property Acquisition and Portfolio Management
Property portfolio management is the centralized management of the real estate properties owned by their client or an organization concerning their financial goals.
Property Letting and Buy-to-let
the practice of buying a house or apartment in order to make money by renting it to someone else,
Property Letting and Buy-to-let
the practice of buying a house or apartment in order to make money by renting it to someone else, and not so that you can live in it yourself
Real Estate Consultancy and Advisory Services
real estate consultants are professionals who specialize in helping buyers and sellers
Real Estate Consultancy and Advisory Services
real estate consultants are professionals who specialize in helping buyers and sellers make informed decisions about their real estate transactions
Service we are offering
- Know your budget
- Make a search
- Purchase for you
- Move In
- Buy the Home
Find out your home buying budget
In a few
questions, get an estimated budget for your new home.
It takes 90 seconds. Fill out a short application form and we’ll send you a
Budget in Principle. This will be the maximum budget that our partner will
offer to buy you a home.
Depending on your income and outgoings we might be able to buy a home up to 6 times your income while traditional mortgage lenders may only offer 4.5 times.
Search for your ideal home
The hunt is on! Find the home you like and make an offer that makes sense to you.
You can look for any home, new and old, big and small. Your local estate agent or a property website will be able to show you homes within your budget.
Once you’ve found one you like, let us know and we will put in an offer that makes sense for you. The lower the price of the home the lower your monthly payments and future buy-back price. We do our best to make sure you get a good deal!
Our partner buys the home for you
You can sit back and relax because our partner manages the home-buying process.
They will do a detailed review of you and the home to make sure everything is fine. Once happy, they will then make you an offer before buying the home for you. The offer includes your lease length, monthly payment amount, and the locked-in price for the home so you’re protected from price increases.
We take care of all the boring stuff like surveys, legal process and buildings insurance.
Move into your new home
Treat the home like your own and start working towards owning it.
Time to move into your new home. You will sign your lease agreement, pay your one-off product fee and first month’s rent and they keys are in your hand.
Your monthly payments are locked. No increases! Up to 25% of these payments are converted into reducing your future buy-back price for when you buy the home from our partner later on. So the price you have pay for the home actually goes down over time! This will help you build up a deposit.
Buy the home when you’re ready
At the end of your lease it’s time to buy, extend, or sell and keep your gains.
You can buy the home from our partner whenever you want. If it’s before the end of your lease you’ll need to pay a 1% early exit fee. The buy-back price for your home will be the price paid for it, plus the costs incurred buying it, minus all your converted payments. Even if property prices have gone up you get to keep all the gains and use them as your deposit. You can apply to extend your lease if you are not ready to buy your home.
If you don’t want to buy the home or want to move home early you can find another buyer and walk away with the gains if there are any.
Who can join?
You don’t have a deposit
Most lenders won’t look at you if you don’t have at least a 10%
deposit. Many first time buyers can’t rely on the bank of mum and dad either.
Our partner buys the home on your behalf, so you on’t need to have
savings.
Easy!
A mortgage doesn’t stretch far enough
Lenders cap their offers up to four and a half times your income so people get priced out of their local area. Our partner can buy homes up to six times your income, depending on your circumstances.
You recently moved to the UK
If you’re living and working in the UK but don’t have a credit history here you can be locked out of buying a home. Our partner can help you get a foot on the ladder while you build up credit.
You're self-employed or in a new job
It can be difficult borrowing money to buy a home when self-employed. Or you might have recently changed jobs. We take your full financial circumstances into account to make sure you can afford it.
You’re renting but unable to buy
We’ve all heard the story; you’ve been renting a place for years, but banks won't lend to you to buy it. It makes no sense, especially if the monthly payments are less than your current rent. If you can afford to rent it you can afford to buy it.
You don’t have a perfect credit score
We take your full financial circumstances into account to make sure you are able to afford it. Our goal is also to help you buy the home at the end of your lease. Having issues with your credit history doesn’t exclude you from our service.